Thanks for sending in your questions and feedback!

I read every email that I receive.

If you’ve got a Million Mission question or anything on your mind about the markets, shoot me an email and I’ll tackle it in the next Saturday Q&A.

Here are this week’s questions and my answers.

Is now a good time to buy XRP? – Steve

Hi, Steve. XRP isn’t something I evaluate the way I would a stock. It doesn’t trade on fundamentals. It trades on momentum, narrative, and the hope of catching a wave that turns into real money.

If XRP takes off again, it likely won’t be because of a breakthrough use case. It will be because people see it moving and jump in.

That might sound cynical, but that’s how most crypto assets behave. Wealth creation drives attention, and attention drives capital.

That’s why I suggest treating crypto as a deliberate allocation, not a conviction bet.

Keep Bitcoin and Ethereum as the core and consider XRP a second tier position. Not because I think these tokens will definitely reshape the financial system, but because a few might. And when they move, they tend to move fast.

Any recommendation for an XRP ETF? – John

Good timing with this question, John. Spot crypto ETFs just launched a few weeks ago in the U.S.

The largest of the bunch is Canary XRP ETF (XRPC), which has surpassed $336 million in assets, overtaking the combined size of every other U.S. spot XRP ETF.

The only other thing I’ll say is that I recommend staying away from leveraged ETFs.

These securities give investors anywhere from 2-4x the return of XRP.

That sounds great in a bull market. But when optimism fades, losses can stack up quickly.

Leveraged XRP ETFs include UXRP, XXRP, XRPK, and XRPT.

If Fannie Mae (FNMA) comes out of conservatorship, won't it be treated as an IPO with a new ticker symbol? Wouldn't the current FNMA shares then become worthless? – Vince

Thanks for the email, Vince. Fannie wouldn’t need a new ticker if it were released from conservatorship. Plenty of companies come out of restructurings with the same symbol. Think AIG, GM, and BAC.

As for the idea that current shares would become worthless, the government has had 17 years to wipe out shareholders and hasn’t done it. Courts have also affirmed that common shareholders have economic rights, which means a zero-out would spark enormous legal battles.

The real issue is how Fannie and Freddie ultimately exit conservatorship.

There are several paths, but one thing is clear – the government’s stake is worth hundreds of billions of dollars.

And given Trump’s transactional approach, it’s hard to imagine he wouldn’t want to realize that value.

Is it safe to own Northern Dynasty (NAK) shares? I bought them after reading your email and have an order in to buy more when it meets my buy price. – Sharda

Hi, Sharda. NAK is definitely not a “safe” stock. It’s a speculative bet tied almost entirely to one project: the Pebble Mine in Alaska.

Pebble is one of the largest undeveloped copper deposits in the world and has been blocked over and over by regulators, politicians, and environmental groups.

That’s why NAK trades like a lottery ticket. If the project ever gets approved, the upside is enormous. If it doesn’t, the stock could go to zero.

I’ve got the risk tolerance to hold a stock like this. Whether you do is a personal decision.

Do you recommend Stop Loss orders and/or publish your Entry Price and a Buy Up To Limit Price? – William

I do not, William. Since this is a free service where I simply share my personal portfolio moves, these are not official recommendations.

Follow along only if the high-risk, high-reward nature of these trades fits your own financial situation.

And keep in mind that I usually share trade details after I’ve already made them, typically in my next scheduled email, so I can’t guarantee the prices will cooperate in the meantime.

What stocks do you have in your portfolio and how much is allocated to each stock please? – Lezlee

See the Portfolio Overview section below!

Important Update: Follow The Million Mission on Twitter/X

Big news: I just launched a Twitter/X account so you can follow along with The Million Mission in real time. If you want quicker insights, early reactions to breaking news, and a closer look at how I’m navigating the road to $1 million – this is where I’ll be.

Come hang out, ask questions, and follow the Mission as it happens @DavisPWilson.

Another Important Update: The Million Mission website is live!

I’ve gotten plenty of feedback regarding where to find previous alerts. Well, The Million Mission website is finally live and you can check out archived alerts here.

Portfolio Overview

Here’s what I’m currently holding in the Million Mission portfolio:

Fannie Mae (FNMA) – 2,500 shares @ $7.25/share.

Northern Dynasty (NAK) – 5,000 shares @ $1.11/share

Nvidia (NVDA) call options – $200 strike price expiring February 20, 2026